Relocating to the Southern Maryland area? Searching for a REALTOR® to buy or sell a home in Charles County, Maryland? The Charles County Real Estate Network can help!
Not only can we provide you with specific informaton about Charles County, Maryland, but we've made it easier to SEARCH for Homes and property for sale in Charles County Maryland. We have customized searches by Neighborhood, by City; even specific searches for Waterfront homes in Charles County and Foreclosures and Short Sales
Friday, January 27, 2012
Friday, January 20, 2012
Are there such things as no-cost and no-fee loans?
Question of the Day
Q: Are there such things as no-cost and no-fee loans?
A: You see promotions for them all the time. But banking regulators have gone after lenders who misrepresent these loans. The reality is that no-cost and no-fee loans may actually cost the borrower more over the long term because costs are often hidden by rolling them into the new loan through higher principal or interest.
The rates on no-cost loans are usually about 1/2 or 5/8 of a percentage point higher than
Q: Are there such things as no-cost and no-fee loans?
A: You see promotions for them all the time. But banking regulators have gone after lenders who misrepresent these loans. The reality is that no-cost and no-fee loans may actually cost the borrower more over the long term because costs are often hidden by rolling them into the new loan through higher principal or interest.
The rates on no-cost loans are usually about 1/2 or 5/8 of a percentage point higher than
Mortgage Rates Continue Trend of Record-Breaking Lows
Freddie Mac recently released the results of its Primary Mortgage Market Survey®, showing mortgage rates easing to new all-time record lows for all products covered in the survey helping to keep homebuyer affordability high. The average for the 30-year fixed mortgage rate has been below 4.00 percent for six consecutive weeks.
The survey concluded that the 30-year fixed-rate mortgage averaged 3.89 percent, with an average 0.7 point for the week ending January 12, 2012, down from last week
The survey concluded that the 30-year fixed-rate mortgage averaged 3.89 percent, with an average 0.7 point for the week ending January 12, 2012, down from last week
VIDEO: Jobs, Housing Top 2012 Voters' Concerns
A recent survey suggests jobs and housing will be the top issues on voter's minds in 2012.
The National Association of Realtor's consumer website houselogic.com asked consumers what issue area will most impact their vote in 2012. More than half of all respondents 54% identified jobs and unemployment as their top concern as they head to the polls next year. 27% said housing was the most important issue influencing their vote.
Watch more in the video below:
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Search Charles County
The National Association of Realtor's consumer website houselogic.com asked consumers what issue area will most impact their vote in 2012. More than half of all respondents 54% identified jobs and unemployment as their top concern as they head to the polls next year. 27% said housing was the most important issue influencing their vote.
Watch more in the video below:
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Search Charles County
Wednesday, January 18, 2012
New Home Communities in Charles County, Maryland
Charles County New Home Communities
For those looking to call Charles County their home, or for those who already do and are interested in moving into a new home community, there are many neighborhoods to choose from all throughout Charles. Whether you are looking for a single family home in a great school district, a home with a nice plot of land or a brand new townhome close to the action, Charles is sure to have the right home for you.
Parents and students know just how important it
For those looking to call Charles County their home, or for those who already do and are interested in moving into a new home community, there are many neighborhoods to choose from all throughout Charles. Whether you are looking for a single family home in a great school district, a home with a nice plot of land or a brand new townhome close to the action, Charles is sure to have the right home for you.
Parents and students know just how important it
Saturday, January 14, 2012
Southern Maryland Real Estate
Whether you are looking to buy, sell or rent a home in the Southern Maryland area, the place to start is with a Southern Maryland real estate agency. Southern Maryland consists of three counties: Charles, St. Marys and Calvert. Those who live and work in Southern Maryland find it to be a place of community, beauty and opportunity.
There are many advantages to living in each of the counties in the Southern Maryland area. From waterfront views to agricultural options to the proximity of
There are many advantages to living in each of the counties in the Southern Maryland area. From waterfront views to agricultural options to the proximity of
Home Sellers Fare Better in Getting Their Homes Sold Using a REALTOR, According to HomeGain Survey
HomeGain.com, an online real estate resource that connects home buyers and sellers with real estate professionals, announced the results of its For Sale By Owner (FSBO) vs. REALTOR survey.
HomeGain surveyed over 1,000 homeowners asking whether they used a REALTOR to sell their home or whether they attempted to sell it themselves. Eighty-three percent said they used a REALTOR to sell their home and 17% said they tried to sell their home on their own.
Fifty-nine percent of homeowners that
HomeGain surveyed over 1,000 homeowners asking whether they used a REALTOR to sell their home or whether they attempted to sell it themselves. Eighty-three percent said they used a REALTOR to sell their home and 17% said they tried to sell their home on their own.
Fifty-nine percent of homeowners that
Charles County Real Estate
Charles County Real Estate Network (CCREN) is the fastest and easiest way to shop real estate in Charles County. With features that allow you to search for personal or commercial real estate or list your own home for sale, articles that keep you up to date on entertainment and activities, and information on featured real estate, Charles county Real Estate Network is one stop shopping at its best.
CCREN has many tools that allow individuals to search for property that meet his or her
CCREN has many tools that allow individuals to search for property that meet his or her
Friday, January 13, 2012
Southern Maryland Real Estate
Whether you are looking to buy, sell or rent a home in the Southern Maryland area, the place to start is with a Southern Maryland real estate agency. Southern Maryland consists of three counties: Charles, St. Marys and Calvert. Those who live and work in Southern Maryland find it to be a place of community, beauty and opportunity.
There are many advantages to living in each of the counties in the Southern Maryland area. From waterfront views to agricultural options to the proximity of
There are many advantages to living in each of the counties in the Southern Maryland area. From waterfront views to agricultural options to the proximity of
Sunday, January 8, 2012
Selling Your Home
Selling in Charles County
Getting ready to sell your home in Charles County? The experts at Baldus Real Estate Inc. of La Plata provide answers to some common questions home sellers have.
When is the best time to sell?
Property sells year-round, but there are better times than other to sell. Supply and demand as well as other economic factors will change throughout the year. The time of year you choose to sell can impact how quickly you sell and the final selling price. Weather can be a
Getting ready to sell your home in Charles County? The experts at Baldus Real Estate Inc. of La Plata provide answers to some common questions home sellers have.
When is the best time to sell?
Property sells year-round, but there are better times than other to sell. Supply and demand as well as other economic factors will change throughout the year. The time of year you choose to sell can impact how quickly you sell and the final selling price. Weather can be a
Stretching into 2012
Start 2012 right with some soothing and relaxing yoga. Yoga has been dated back to 3000 B.C., and has been used for centuries to both relax the body and mind and to bring the mind and body into balance. You can partake in this traditional exercise at two locations in Charles County. The Somers Community Center in La Plata will hold class on Mondays from Jan 2-Feb 14, 7-8pm, and the Piccowaxen Community Center in Newburg will hold class on Tuesdays from Jan 3-Feb 7, 7-8pm. Call
Fit and Fun!
Help the kids start the new year off right with some fun physical fitness! Challenge 2B Fit at Hanson Community Center in Waldorf is a program being held for kids ages 5-16 that aims to help them get fit while having fun. Classes are Mondays and Wednesdays from Jan9-Feb8, 6:30-7:15 (except Jan 17). (301)
Surf n' Turf
Ready for a little surf n’ turf this year? The American Legion Post 82 in La Plata is holding a Steak and Shrimp Night every first Friday of each month. The public is welcome to attend, so head on out on a first Friday for some delicious hot food. Call 301-934-8221 for more
CSM Art Show for All
Bring out your artistic side this year and visit the CSM Art Show. The show runs from Jan 20-March 11, Monday through Friday from 9am-5-pm and is being held at the College of Southern Maryland Fine Art Center in the Tony Hungerford Memorial Art Gallery in La Plata. This free event is a great way to appreciate fine art and share a cultural experience with family and friends.
CSM Art Show for All
Bring out your artistic side this year and visit the CSM Art Show. The show runs from Jan 20-March 11, Monday through Friday from 9am-5-pm and is being held at the College of Southern Maryland Fine Art Center in the Tony Hungerford Memorial Art Gallery in La Plata. This free event is a great way to appreciate fine art and share a cultural experience with family and friends.
Wednesday, January 4, 2012
VIDEO: Renters Outspend Owners on Housing
The housing spending gap between owners and renters is growing.
According to the October Core Logic US Housing and Mortgage Trends, renters now spend 5% more of their monthly budgets on housing costs than homeowners. And as rents rise, the gap is expected to widen. Since 1985, housing expenses have taken up 12% more of the average homeowner's households budget. Renters, however, have had to allocate 22% more of their budget to housing expenses.
Watch more of this video:
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According to the October Core Logic US Housing and Mortgage Trends, renters now spend 5% more of their monthly budgets on housing costs than homeowners. And as rents rise, the gap is expected to widen. Since 1985, housing expenses have taken up 12% more of the average homeowner's households budget. Renters, however, have had to allocate 22% more of their budget to housing expenses.
Watch more of this video:
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Tuesday, January 3, 2012
Top 10 Steps to Avoid Foreclosure
Foreclosure is every homeowner’s worst nightmare. However, there is no need to panic! Here are ten suggestions to avoid foreclosure, both now and in the future.
1. Don't ignore the problem. The further behind you become, the harder it will be to reinstate your loan and the more likely that you will lose your home. If you are behind on your mortgage payments or have received notice that you are behind in payments, you need to contact your lender quickly and ask to speak with a loss
1. Don't ignore the problem. The further behind you become, the harder it will be to reinstate your loan and the more likely that you will lose your home. If you are behind on your mortgage payments or have received notice that you are behind in payments, you need to contact your lender quickly and ask to speak with a loss
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